Ditch Your Debt & Skyrocket Your Savings!
Your Cash Flow Management Guide to Financial Success
Ready to feel confident and empowered about your financial situation?
LEARN MORE ABOUT THIS LIFE CHANGING PROGRAM
My Ditch Your Debt & Skyrocket Your Savings course is my signature course to help you feel confident, in control and master your cash flow management.
A budget and financial plan alone isn’t going to get you to achieve your financial results, having a plan of how to implement and follow through with your budget will. You need to know how to manage your money, when each month is different and that is why I have created this course.
Most people don’t get ahead financially and live paycheck to paycheck because they are waiting until after they’ve paid their bills, to figure out what to do with what’s left and try to get ahead with that. It hasn’t been working for you. Managing your cash flow and planning the months to come, is being proactive with your finances and that is how you completely change your financial future and that is what I teach you in this program.
Are you ready to finally get ahead financially and feel excited about your financial situation?!?
- You find yourself saying, “I still don’t know where my money is going”
- You know you need more accountability, but one on one coaching isn’t an option for you at this time
- You’re ready for the next steps of financial management that will truly get you ahead financially
- You’re ready to stop feeling guilty and ashamed about your money and your financial situation
- You’re employed by someone else, you aren’t self employed (if you’re self employed, I recommend working with me 1:1 due to the additional factors to take into account)
- Get a structure for intentional cash flow management in place for managing your finances so you can get your debts paid off years faster
- Stop living paycheck to paycheck, so you can finally get ahead!
- Have a savings account that is finally growing, that you aren’t always tapping into it after you’ve made a transfer to it
- Have money to cash flow your bigger expenses when they come along (it’s time that you enjoy travel and not feel the anxiety of putting it on a credit card and saying you’ll figure it out later)
- Feel more confident, in control and have a greater feeling of security and freedom with your financial situation
About Mandyy
I'm Mandyy Thomas and I'm an Online Financial Coach and Cash Flow Management Strategist. I help people who make good money, but don't know where it goes, create a plan to keep more of it and begin making progress and reach their goals.
Growing up in a family who didn’t have a lot of money, from a young age I began a life long journey of learning how to really effectively manage my money so I didn't struggle entire life financially like our family did growing up.
I went to school to become a power engineer and I really enjoyed what I did. I was making a 6-figure income and I achieved many of my big financial goals.
What I realized though, was that a lot of the people I knew who were making really good income too, many of them making 6 figures+ who were really smart and skilled people, were struggling financially. They weren't getting ahead, even when they would get a raise or a bonus. Seeing people who had good careers and income struggle financially, I knew that I had to help these people.
This is what lead me to begin my business coaching other people with their finances.
You can live a life where you aren't feeling so stressed, where you are truly getting ahead and making real financial progress. Let me show you how.
The cash flow management strategies I teach you in here, have helped me to personally:
Save $250,000+ by age 26
- Have a full emergency fund of 6 months of expenses
- To save 20% for a down payment on a home
- Improve my sleep because I wasn't laying in bed worrying every single night anymore
- Overcome my extreme exhaustion because I improved my biggest stressor, my finances
- Reduce my anxiety & I no longer felt scarce every single day, I felt financially secure
- Graduate post-secondary 2x debt free
- Pay 2/3 of my brand new SUV in cash
- Help put my brother through his first year of college
- Be able to do what I really wanted and in turn, leave a 6-figure income
- Feel confident in how I was managing my everyday cash flow and I was proud of my financial situation
Amanda
Saved $21,000 in 6 months
She received a raise & bonuses
She is now traveling internationally & cash flowing her travel expenses!
Nikki
Paid off her IRS debt
Paid off her debt to her family
Paid off her credit card debt
Paid for travel and other big expenses for the first time in cash!
Meagan
Paid off $1500 in credit card debt
Became credit card debt free
Saved $405 in her first month alone!
Jenna
Paid off $7000 in debt in 40 days!
The average amount of debt paid off by my clients is $28,613
Module 1: Building Your Custom Cash Flow System to Fit YOUR Lifestyle
Module 2: The Foundations of Implementing Your Cash Flow System
Module 3: How to Tutorials (Exact Step by Step Process to Make Implementation Easy)
Module 4: Mastering Your Cash Flow System 2.0
Module 5: Your Future & Living Financially Intentional
Module 6: Tackling Your Debt & Becoming Debt Free!!
- Financial Clarity VALUE: $550
- Cash Flow Management System & Training Videos (of me walking you through step by step managing your cash flow - exactly what I walk my one-on-one financial coaching clients through to become masters with their finances) VALUE: $3196
- Spreadsheets & Templates: Really helpful spreadsheets and templates to keep your finances more organized and to make being intentional with your money and your future, simple and easy. VALUE: $799
- PDF’s (to reference back to quickly for the step by step process) VALUE: $299
- How to Improve Your Communication with Your Partner Around Money (video & PDF) VALUE: $199
- Travel Budget Planner Spreadsheet VALUE: $99
- Gift Buying Guide PDF VALUE: $49
Total Value: $5191
But your investments is only a sliver of that
How long do I have access to this course? You will have lifetime access to this course once you have purchased it.
How long will it take to go through the course? This course is a self-paced course, meaning it is go at your own pace, so it will depend on your commitment and speed, but it is set up to have you completed it within 90 days.
Why is it a good idea to purchase this course instead of trying to DIY my finances? Here is where I am going to give you some tough love, because I care about you, your success and you getting a financial TRANSFORMATION. If you knew how to do it, you’d already have done it. Do you know how to get the results that you want? Likely not at this point if you are reading this. You can piece together information from blogs, books and podcasts, but you won’t get the highest quality of information and strategies until you’re willing to invest in yourself. That’s when the real change happens. This course will help you to shave years off your financial journey and save you tons of energy, stress and nights where you are losing sleep. This will help you to finally get ahead financially so you aren’t in the same place 6 months and a year from now. I didn’t create this course until after I had saved $250k+ myself, until I had coached tons of clients and they achieved paying off hundreds of thousands in debt and finally had savings accounts that were growing. I know that my system, structure and my coaching works to get real financial and life changing results.
I have a variable income, can this program still help me? Yes! I teach you how to work with having a variable income and the important things to focus on. Most of the clients that I work with actually have variable incomes. There are SO many elements that you can improve with your finances, even if you have a variable income. Most people allow the excuse that they can't manage their cash flow due to variable income, but this is a limiting mindset! The vast majority of the clients that I work with have a variable income and they are succeeding with managing their cash flow and getting ahead financially!
You said this program is for you if you’re employed by someone else, what if I am self employed or an entrepreneur? This program is for you if you have income coming in from an employer. When it comes to being self employed, there are a lot more aspects and variables to take into account including your business finances and in that case, I really recommend one on one financial coaching. If you are just looking for help managing your personal finances and not your business finances, this course will be more than sufficient to walk you through your personal finances.
Does this course cover information about investing? No it doesn’t. I see so often that my clients need help with managing the money they currently have, so this course is focused on cash flow management of the money you have coming in already. From working through what I am teaching you in this course, will free up more money to make it feel easier for you to begin investing or to beef up what you’re already contributing to investments (which is often the hardest part).
